{"id":36296,"date":"2022-02-10T18:14:42","date_gmt":"2022-02-10T07:14:42","guid":{"rendered":"https:\/\/getblys.com.au\/?p=36296"},"modified":"2024-06-12T20:18:23","modified_gmt":"2024-06-12T08:18:23","slug":"massage-insurance-options","status":"publish","type":"post","link":"https:\/\/getblys.com\/en-nz\/blog\/massage-insurance-options\/","title":{"rendered":"Your Guide to the Best Insurance Options for Mobile Massage and Beauty Therapists in Australia"},"content":{"rendered":"[vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-border-radius=\"none\"><div class=\"inner\"><img loading=\"lazy\" decoding=\"async\" data-shadow=\"none\" data-shadow-direction=\"middle\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"100\" width=\"100\"  data-animation=\"fade-in\" src=\"\"  alt=\"\" \/><\/div><\/div>[\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; top_padding=&#8221;5%&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h3><span style=\"font-weight: 400;\">Discover how to score the right level of insurance cover as a massage or beauty therapist.\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As a massage or beauty therapist, you\u2019re in the business of helping your clients look and feel their best. Whether it\u2019s a relaxing remedial massage or a fresh manicure, you want to ensure everyone leaves your appointment feeling better than they walked in.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But, being a hands-on therapist working in the beauty and health space means some level of risk is unavoidable. That\u2019s why it\u2019s so important to protect yourself with the right level of massage insurance cover.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Not sure what kind of insurance you need as a mobile massage or beauty therapist? Let\u2019s run you through why insurance is important, the types of insurance options available and what level of insurance you need to run your business with Blys. <\/span>[\/vc_column_text]<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"75%\" data-border-radius=\"none\"><div class=\"inner\"><img loading=\"lazy\" decoding=\"async\" data-shadow=\"none\" data-shadow-direction=\"middle\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"100\" width=\"100\" style=\"margin-top: 6%; margin-bottom: 6%; \" data-animation=\"fade-in\" src=\"\"  alt=\"\" \/><\/div><\/div>[vc_column_text]\n<h3><strong>Why do you need insurance as a mobile massage or beauty therapist?<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Even the most experienced massage and beauty therapists can\u2019t prepare for accidents. That\u2019s where insurance comes in, giving you the peace of mind knowing you\u2019re covered in case the unexpected happens.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Essentially, the right level of massage therapist insurance gives you added protection if something doesn\u2019t go to plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Why does this matter? Let\u2019s dig a little deeper into the value of massage therapy insurance, especially as a mobile massage therapist:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Massage insurance helps you<\/span><b> plan for the unexpected<\/b><span style=\"font-weight: 400;\"> and ensures you\u2019re covered if something goes wrong during an appointment. <\/span><\/li>\n<li aria-level=\"1\"><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Massage insurance is a proactive way to <\/span><b>protect yourself and your business<\/b><span style=\"font-weight: 400;\"> against financial stress if something doesn\u2019t go to plan.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Massage insurance <\/span><b>lowers your risk<\/b><span style=\"font-weight: 400;\"> of being left to foot expensive medical or legal bills. <\/span>[\/vc_column_text]<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"75%\" data-border-radius=\"none\"><div class=\"inner\"><img loading=\"lazy\" decoding=\"async\" data-shadow=\"none\" data-shadow-direction=\"middle\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"100\" width=\"100\" style=\"margin-top: 6%; margin-bottom: 6%; \" data-animation=\"fade-in\" src=\"\"  alt=\"\" \/><\/div><\/div>[vc_column_text]\n<h3><strong>Your guide to the types of insurance available for massage therapists and beauty providers in Australia<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Now, you\u2019re probably wondering which type of insurance you need to cover yourself and your business.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Luckily, we\u2019ve done the heavy lifting to round up the main types of insurance available to massage and beauty therapists in Australia:<\/span><\/p>\n<ul>\n<li><b>Professional indemnity insurance<\/b><span style=\"font-weight: 400;\">: this type of insurance is all about protecting you if something doesn\u2019t go to plan with the service you provide. It\u2019s all about covering you in the case of negligence claims (such as being ordered to pay the medical bills from previous clients).<\/span><\/li>\n<li><b>Public liability insurance:<\/b><span style=\"font-weight: 400;\"> this type of insurance relates to any accidents that happen inside your massage or beauty clinic (such as a client slipping over on a freshly mopped floor and fracturing their back).<\/span><\/li>\n<li><b>Products liability insurance<\/b><span style=\"font-weight: 400;\">: this type of insurance relates to any products you sell to your clients for therapeutic use, and covers you in the case of injury or damage to your clients.<\/span><\/li>\n<li><b>Malpractice insurance: <\/b>as a type of professional liability insurance, malpractice insurance protects your business from potential lawsuits due to negligence or malpractice. These court cases can have major financial consequences for your business, so this is important to have this insurance in place from the beginning.<\/li>\n<li><b>Personal accident insurance<\/b>: this type of insurance protects you and your capacity to earn an income. It kicks in if you injure yourself and are unable to work temporarily while your injury heals.<\/li>\n<\/ul>\n[\/vc_column_text]<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"75%\" data-border-radius=\"none\"><div class=\"inner\"><img loading=\"lazy\" decoding=\"async\" data-shadow=\"none\" data-shadow-direction=\"middle\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"100\" width=\"100\" style=\"margin-top: 6%; margin-bottom: 6%; \" data-animation=\"fade-in\" src=\"\"  alt=\"\" \/><\/div><\/div>[vc_column_text]\n<h3><span style=\"font-weight: 400;\"><strong>What type of insurance do you need as a mobile massage therapist or beauty therapist?<\/strong><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As a mobile massage or beauty therapist, there are a few key types of insurance you need to secure.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">First up, professional indemnity and public liability insurance is key to ensuring you\u2019re protected if your client is injured or has an accident during your service. Even if you\u2019re providing a service in their home, you\u2019re still providing a professional service that can expose you to risk. So, make sure to get your massage liability in place ASAP.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Plus, it\u2019s important to secure malpractice insurance to protect you in the event of legal action. As a self-employed mobile therapist, it\u2019s also worth considering things like income protection (which covers a portion of your income if you\u2019re unable to work due to illness or injury).\u00a0<\/span>[\/vc_column_text]<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 20px;\" class=\"divider\"><\/div><\/div>[vc_column_text]\n<h3><strong>The most common insurance providers for mobile massage therapists<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Wondering where to secure your insurance cover as a mobile beauty or massage therapist? We\u2019ve rounded up some of the top providers to consider, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/business-insurance.aon.com.au\/insurance-for-health-professionals\/massage-therapist-insurance?utm_medium=cpc&amp;utm_source=google&amp;utm_campaign=AU-Health-Allied-Health&amp;utm_term=%2Binsurance%20%2Bfor%20%2Bmassage%20%2Btherapist&amp;gclid=Cj0KCQiA0eOPBhCGARIsAFIwTs5U5WGc7hWb2WcJrJeRc3VFciE6lagvO5dftGZ-jXXb_x21v_GtffYaAk2WEALw_wcB\"><span style=\"font-weight: 400;\">AON<\/span><\/a><span style=\"font-weight: 400;\"> is an approved insurance broker for <\/span><a href=\"https:\/\/www.massagemyotherapy.com.au\/Home\"><span style=\"font-weight: 400;\">Massage &amp; Myotherapy Australia members<\/span><\/a><span style=\"font-weight: 400;\">, and gives mobile therapists instant access to a range of insurance policies.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.upcover.com\/industry\/therapy-business-insurance\"><span style=\"font-weight: 400;\">Upcover<\/span><\/a><span style=\"font-weight: 400;\"> provides afforded insurance cover for a range of therapists that you can apply for entirely online.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.sparrowinsurance.com.au\/health-professional-insurance\/massage-therapists\/\">Sparrow Insurance<\/a> offers a stack of different insurance policies tailored for on-demand massage therapists and mobile beauty therapists.<br \/>\n<\/span><\/li>\n<\/ul>\n[\/vc_column_text]<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"75%\" data-border-radius=\"none\"><div class=\"inner\"><img loading=\"lazy\" decoding=\"async\" data-shadow=\"none\" data-shadow-direction=\"middle\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"100\" width=\"100\" style=\"margin-top: 6%; margin-bottom: 6%; \" data-animation=\"fade-in\" src=\"\"  alt=\"\" \/><\/div><\/div>[vc_column_text]\n<h3><span style=\"font-weight: 400;\"><strong>What insurance you need to run your business with Blys<\/strong>\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Thinking of signing up as a practitioner with Blys? To get you set up for success, you\u2019ll need to make sure you have a<\/span> <a href=\"https:\/\/help.getblys.com\/support\/solutions\/articles\/33000226411-what-type-of-insurance-do-i-need-\"><span style=\"font-weight: 400;\">Public Liability Insurance policy<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our tip? Get $10,000,000 coverage as some clients (especially corporate clients) require this level of cover. Plus, this level of coverage increases your earning potential, which means you can open your books to more clients.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mobile therapists love working with Blys as we give you <\/span><a href=\"https:\/\/getblys.com.au\/insurance\/\"><span style=\"font-weight: 400;\">access to Blys\u2019 massage therapist insurance cover<\/span><\/a><span style=\"font-weight: 400;\"> as part of your standard membership, at no extra cost.\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; bg_color=&#8221;#faf1eb&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;center&#8221; top_padding=&#8221;3%&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<h2 style=\"text-align: center;\"><b>Ready to become a Blys professional?<\/b><\/h2>\n<p style=\"text-align: center;\"><a href=\"https:\/\/getblys.com.au\/apply\/\"><i><span style=\"font-weight: 400;\">Join now and take the first step to becoming your own boss. <\/span><\/i><\/a><\/p>\n[\/vc_column_text][nectar_btn size=&#8221;large&#8221; open_new_tab=&#8221;true&#8221; button_style=&#8221;regular&#8221; button_color_2=&#8221;Accent-Color&#8221; icon_family=&#8221;none&#8221; url=&#8221;https:\/\/getblys.com.au\/apply\/?utm_source=website&amp;utm_medium=blog&amp;utm_campaign=insurance_options&#8221; text=&#8221;Join Now&#8221; css_animation=&#8221;fadeInUp&#8221; margin_bottom=&#8221;40&#8243;][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; top_padding=&#8221;5%&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text] Discover how to score the right&#8230;<\/p>\n","protected":false},"author":1883,"featured_media":36301,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[386,387],"tags":[],"reviewer":[],"class_list":{"0":"post-36296","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-blys-insiders","8":"category-business-advice"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Best Insurance Options for Mobile Massage &amp; Beauty Therapists in AU<\/title>\n<meta name=\"description\" content=\"Wondering what kind of insurance cover you need as a mobile massage or beauty therapist? Check out our guide to the top insurance providers to consider in Australia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/getblys.com\/en-nz\/blog\/massage-insurance-options\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"The Best Insurance Options for Mobile Massage &amp; Beauty Therapists in AU\" \/>\n<meta name=\"twitter:description\" content=\"Wondering what kind of insurance cover you need as a mobile massage or beauty therapist? Check out our guide to the top insurance providers to consider in Australia.\" \/>\n<meta name=\"twitter:creator\" content=\"@getblys\" \/>\n<meta name=\"twitter:site\" content=\"@getblys\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Abhisekh Blys\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/getblys.com\/en-nz\/blog\/massage-insurance-options\/\",\"url\":\"https:\/\/getblys.com\/en-nz\/blog\/massage-insurance-options\/\",\"name\":\"The Best Insurance Options for Mobile Massage & Beauty Therapists in AU\",\"isPartOf\":{\"@id\":\"https:\/\/getblys.com\/en-nz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/getblys.com\/en-nz\/blog\/massage-insurance-options\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/getblys.com\/en-nz\/blog\/massage-insurance-options\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2022-02-10T07:14:42+00:00\",\"dateModified\":\"2024-06-12T08:18:23+00:00\",\"author\":{\"@id\":\"https:\/\/getblys.com\/en-nz\/#\/schema\/person\/1ed315c4d7e25d8ea0b28303f7778f14\"},\"description\":\"Wondering what kind of insurance cover you need as a mobile massage or beauty therapist? 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